Introduction to Insurance

Cambodia has made tremendous efforts to develop its financial sector, especially the insurance sector. Although the first insurance company was established here in 1993, real development of the insurance industry in Cambodia started only in 2000, when the Law on Insurance was enacted. 

In 2001, the Royal Government of Cambodia, with the technical assistance of the Asian Development Bank, prepared and adopted the Financial Sector Blueprint for 2001-2010, which provided a roadmap for the development of the insurance sector in Cambodia. 


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  13. Insurance is a legal agreement between two parties i.e. the insurance company (insurer) and the individual (insured). An insurance policy is a written contract between the policyholder (the person or company that gets the policy) and the insurer (the insurance company).

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